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06 Aug 10

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Player Insurance

Playing Insurance : Towergate TLC

Towergate TLC

All Premiership Registered Senior RPA Members are covered on and off the pitch, at home and abroad, 24 hours a day, 365 days a year.

Therefore if you are not registered with the RFU to play Premiership or European Cup rugby, you are not covered. Academy (contracted non-registered players) Personal Accident Insurance is also now in place, outlined in the table below.

All Premiership Registered Senior RPA Members are covered on and off the pitch, at home and abroad, 24 hours a day, 365 days a year. Therefore if you are not registered with the RFU to play Premiership or European Cup rugby, you are not covered. Academy (contracted non-registered players) Personal Accident Insurance is also now in place, outlined in the table below.

Age EPS^^ Non EPS^ Academy
Permanent Total Disablement Own Occupation
< 21 £150,000 £100,000 £10,000
22-26 £150,000 £100,000
27-29 £150,000 £90,000
30-32 £100,000 £50,000
33+ £80,000 £50,000
Acc Death £100,000 £100,000 Not Covered
PTD E&A* £500,000 £500,000 £250,000
Additional E&A** £200,000 £200,000 N/A
TTD*** 26/26 £300/w £200/w Not Covered

*      Permanent Total Disablement, Every & Any Occupation
**    Additional Every and Any Occupation – Money held in discretionary trust for distribution.
***  Total Temporary Disablement

^      Registered Prem Members -RPA/PRL/RFU 24/7 Cover
^^    Only RFU named EPS/Saxons -RPA/PRL/RFU 24/7 Cover

For further information and to purchase Top-Up Cover from Towergate, contact Gary Rees at Towergate TLC on 01926 439 439.

Income Protection : Arachas

Arachas

To view the 5 minute presentation explaining the cover, click on the follwoing link; Video: Arachas

To talk to Arachas directly call Shane O'Halloran on 00 353 863 855 908 or email shane.ohalloran@arachas.ie or Tracey Byrne on 00 44 7931 385 141 or email tracey.byrne@arachas.ie.

To download an Application Form, click here
To download a Credit Application Form, click here.

Policy Type

Income Protection Insurance

Significant Features and Benefits

Arachas Pro Protect will protect you against

  Any Illness
 
  Any Injury
  
  Any Accident
 
Cover is provided on a 24 hour world wide basis, on or off the field.

Benefits Payable

50% of insured salary paid tax free, subject to a maximum benefit of £175,000
E.g. Insured salary - £100,000 before tax = £50,000 paid tax free

Benefits are payable for

A maximum period of 10 years or to age 35 if sooner.

Or for a minimum of 3 years (e.g. if age 34)

Or until the member returns to employment

General Notes

No medical underwriting required

The player must though be fit to play professional rugby professional rugby at the outset of the contract.

There is no pre-existing injury exclusion clause on this policy

For a list of FAQs click here and to see a summary of the claims process click here.

Click here to see the policy summary

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