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All Premiership Registered Senior RPA Members are covered on and off the pitch, at home and abroad, 24 hours a day, 365 days a year. Therefore if you are not registered with the RFU to play Premiership or European Cup rugby, you are not covered. Academy (contracted non-registered players) Personal Accident Insurance is also now in place, outlined in the table below. |
All Premiership Registered Senior RPA Members are covered on and off the pitch, at home and abroad, 24 hours a day, 365 days a year. Therefore if you are not registered with the RFU to play Premiership or European Cup rugby, you are not covered. Academy (contracted non-registered players) Personal Accident Insurance is also now in place, outlined in the table below.
| Age | EPS^^ | Non EPS^ | Academy |
|---|---|---|---|
| Permanent Total Disablement Own Occupation | |||
| < 21 | £150,000 | £100,000 | £10,000 |
| 22-26 | £150,000 | £100,000 | |
| 27-29 | £150,000 | £90,000 | |
| 30-32 | £100,000 | £50,000 | |
| 33+ | £80,000 | £50,000 | |
| Acc Death | £100,000 | £100,000 | Not Covered |
| PTD E&A* | £500,000 | £500,000 | £250,000 |
| Additional E&A** | £200,000 | £200,000 | N/A |
| TTD*** 26/26 | £300/w | £200/w | Not Covered |
* Permanent Total Disablement, Every & Any Occupation
** Additional Every and Any Occupation – Money held in discretionary trust for distribution.
*** Total Temporary Disablement
^ Registered Prem Members -RPA/PRL/RFU 24/7 Cover
^^ Only RFU named EPS/Saxons -RPA/PRL/RFU 24/7 Cover
For further information and to purchase Top-Up Cover from Towergate, contact Gary Rees at Towergate TLC on 01926 439 439.
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To view the 5 minute presentation explaining the cover, click on the follwoing link; Video: Arachas To talk to Arachas directly call Shane O'Halloran on 00 353 863 855 908 or email shane.ohalloran@arachas.ie or Tracey Byrne on 00 44 7931 385 141 or email tracey.byrne@arachas.ie. To download an Application Form, click here Policy TypeIncome Protection Insurance Significant Features and BenefitsArachas Pro Protect will protect you against Any Illness Benefits Payable50% of insured salary paid tax free, subject to a maximum benefit of £175,000 Benefits are payable forA maximum period of 10 years or to age 35 if sooner. Or for a minimum of 3 years (e.g. if age 34) Or until the member returns to employment General NotesNo medical underwriting required The player must though be fit to play professional rugby professional rugby at the outset of the contract. There is no pre-existing injury exclusion clause on this policy For a list of FAQs click here and to see a summary of the claims process click here. Click here to see the policy summary |