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Member Offers
Player Insurance
Playing Insurance : Towergate TLC
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All Premiership Registered Senior RPA Members are covered on and off the pitch, at home and abroad, 24 hours a day, 365 days a year. If you are not registered with the RFU to play Premiership or European Cup rugby, you are not covered. Academy (contracted non-registered players) Personal Accident Insurance is also now in place, outlined in the table below. Click here to view a summary of the cover and significant policy features. |
Insurance cover is as follows:
| Age | EPS^^ | Non EPS^ | Academy |
|---|---|---|---|
| Permanent Total Disablement Own Occupation | |||
| < 21 | £150,000 | £100,000 | £10,000 |
| 22-26 | £150,000 | £100,000 | |
| 27-29 | £150,000 | £90,000 | |
| 30-32 | £100,000 | £50,000 | |
| 33+ | £80,000 | £50,000 | |
| Acc Death | £100,000 | £100,000 | Not Covered |
| PTD E&A* | £500,000 | £500,000 | £250,000 |
| Additional E&A** | £200,000 | £200,000 | N/A |
| TTD*** 26/26 | £300/w | £200/w | Not Covered |
* Permanent Total Disablement, Every & Any Occupation
** Additional Every and Any Occupation - Money held in discretionary trust for distribution.
*** Total Temporary Disablement
^ Registered Prem Members -RPA/PRL/RFU 24/7 Cover
^^ Only RFU named EPS/Saxons -RPA/PRL/RFU 24/7 Cover
For further information, full policy terms and conditions or to purchase Top-Up Cover from Towergate please contact Gary Rees at Towergate TLC on 01926 439 439. To log potential claims please contact Martin Hine at Towergate, also on 01926 439 439.
Towergate tlc is a trading name of Towergate Underwriting Group Limited. Registered in England No. 4043759 Registered address: Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Authorised and regulated by the Financial Service Authority
Income Protection : Arachas
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To view a summary sheet explaining the cover click here To talk to Arachas directly call Alan Miller on 00 353 2142 70505 or email alan.miller@arachas.ie or Tracey Byrne on 0044 7931 385 141 or email tracey.byrne@arachas.ie To download an Application Form, click here Policy TypeIncome Protection Insurance Significant Features and BenefitsArachas Pro Protect will protect you against*
Cover is provided on a 24 hour world wide basis, on or off the field. *Medical underwriting is required for players joining the scheme aged 27+. Benefits Payable50% of insured salary paid tax free, subject to a maximum benefit of £175,000 Benefits are payable forA maximum period of 10 years or to age 35 if sooner. Or for a minimum of 3 years (e.g. if age 34) Or until the member returns to employment General NotesThe player must be fit to play professional rugby professional rugby at the outset of the contract.
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